Bilt Rewards’ 2025 Surprise: Mortgage Points for All

 

Your mortgage is about to pay you back—in points! Bilt Rewards is shaking things up in 2025, letting homeowners earn rewards on mortgage payments. A hit with renters, Bilt’s now making homeownership sweeter. Here’s the rundown.

Current Bilt Mastercard Benefits

The Bilt Mastercard is a renter’s gem: no annual fee, 1X points on rent (up to $50,000 a year), 2X on travel, and 3X on dining. Use it five times per statement period to earn, then cash in for trips or fitness perks. It’s a standout card, and now it’s homeowners’ turn.

Bilt Rewards Now Offers Points on Home Purchases Too

In 2025, link your mortgage—like Wells Fargo or Rocket Mortgage—to the Bilt app and earn points on monthly payments. Expect 1X points per dollar, possibly capped at $50,000–$100,000 yearly. A $2,200 mortgage? That’s 26,400 points a year—travel or home upgrades await. Pay with Bilt Mastercard or ACH, no fees, but only for primary residences.

Bilt Plans Changes to Its Wells Fargo Credit Card

Bilt’s revamping its Wells Fargo card for this 2025 launch. Connect your mortgage, pay via the app, and earn—simple as that. CEO Ankur Jain’s teasing extras, like tie-ins with eXp Realty or hotel chains. The five-transaction-per-period rule holds, but it’s a small price for big rewards.

Competition Heats Up for Homeowners in the Credit Card Space

Renters have had Bilt’s back, but homeowners were stuck. Mortgages are prime for points, and Bilt’s leading the charge. A $3,200 mortgage at 1X points? That’s 38,400 points yearly—redeem for flights or savings. Other issuers might scramble to match this game-changer.

Featured Snippet: Bilt’s Mortgage Points Highlights

  • Earn: 1X points per dollar on mortgages.
  • No Cost: Fee-free payments via Bilt.
  • Redeem: Travel, fitness, or home use.
  • How: Link mortgage in app.
  • Must: Five transactions per period.

Why I’m Hyped

Bilt’s rent perks hooked me; now my mortgage joins in? I’m eyeing a points-funded vacation. You with me? Drop a comment!

Prep for 2025

2025’s your year to shine with Bilt. Homeowner or renter, don’t miss out—watch for updates

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